Insurance quotes for Texas, without the runaround.
Tell us what you need covered. A licensed Texas insurance professional reviews your request and follows up with real numbers within one business day.
How a quote request actually works
No instant-quote gimmick that spits out a number and then changes it. A person reads your request and prices it properly.
You send the basics
Name, email, phone, ZIP, and which coverage you're asking about. That's the whole form.
We call or email you
Within one business day. We'll ask the handful of details that actually affect your price — vehicle, roof age, square footage, driving history.
You get real numbers
A quote you can compare against what you're paying now. If it isn't better, we'll tell you that instead of pushing you to switch.
What we quote
Personal and commercial coverage for Texas residents and Texas-based businesses.
Auto insurance
Liability, collision and comprehensive for daily drivers, work trucks and households with young drivers.
- Multi-vehicle and multi-policy pricing
- Teen and student driver discounts
- Motorcycles, ATVs, RVs and travel trailers
- SR-22 filings
Homeowners insurance
Dwelling, contents and liability coverage written for Texas weather — hail, wind and hurricane exposure included.
- Homeowners, renters and landlord policies
- Replacement cost review
- Windstorm and hail deductible guidance
Business insurance
Coverage for small Texas businesses — retail, trades, restaurants, trucking and professional services.
- General liability and business property
- Business owner's policies
- Commercial auto and workers' comp
Life insurance
Protection for the people who depend on your income, priced to fit a real household budget.
- Term life
- Whole, universal and indexed universal life
- Final expense
- Mortgage protection
- Children’s policies
Texas only, and that's on purpose
The professional handling every request is licensed in Texas and quotes Texas risks. That means knowing what a hail deductible does to a Panhandle premium, why coastal counties price wind separately, and what the Texas Department of Insurance requires on a homeowners declarations page.
A national lead site sells your information to whoever pays the most, in whatever state they happen to be in. This isn't that. Your request goes to one licensed Texas professional.
Where your information goes
Straight to a licensed Texas insurance professional, and nowhere else. We don't resell, rent or syndicate quote requests to third-party lead buyers.
We ask for four things: your name, email, phone number and ZIP code. Anything more sensitive — date of birth, driver's license number, VIN, property details — is collected later, by phone, only once you've decided you actually want a quote.
Common questions
Does requesting a quote cost anything?
No. There's no fee for a quote and no obligation to buy. If the numbers don't beat what you have, you keep what you have.
How fast will someone contact me?
Within one business day. Requests that come in over the weekend are typically answered Monday morning.
Are you an insurance company?
No. Texas Coverage Solutions is not an insurer and does not issue policies, bind coverage or pay claims. It's a quote request service. Policies are issued by licensed insurance carriers, and coverage only begins when a carrier accepts your application in writing.
Will I get spam calls from twenty different agents?
No. Your request goes to one licensed Texas insurance professional. We don't sell or share quote requests with third-party lead buyers.
What if I live outside Texas?
We can't help, and we'd rather say so up front than waste your time. The form will flag a ZIP code outside Texas before you submit it.
Do I have to switch policies to get a quote?
No. Plenty of people request a quote once a year just to check that they're not overpaying. That's a reasonable thing to do and we'll give you a straight answer either way.
Find out what you should be paying.
Four fields. About a minute. No cost and no obligation.